Bank customers in several cities are being advised to
plan their transactions in advance as banks will remain
closed on certain dates due to official holidays, local observances, or government notifications.
Why Banks CloseBanks typically close on:
Public or National Holidays – e.g., Republic Day, Independence Day, gandhi Jayanti.
State-Specific Holidays – e.g., regional festivals like pongal in tamil Nadu, onam in Kerala, or bihu in Assam.
Second/ Fourth Saturdays and Sundays – Most banks remain closed on these weekends.
Other Special Holidays – Occasionally, banks close due to local elections, maintenance, or emergency notifications.
Cities Affected- Bank closures may vary from city to city depending on state holidays or local observances.
- Customers are advised to check with their branch or official website to confirm closure dates.
Impact on CustomersATM Services: ATMs continue to function, but cash availability might be limited if holiday coincides with cash delivery delays.
Online banking & UPI: wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital transactions such as net banking, mobile banking, and UPI payments are usually
unaffected.
Cheque Clearance & Branch Transactions: Cheques deposited on bank holidays may be processed only on the next working day.
Tips for Customers- Plan Ahead: Make withdrawals, deposits, or payments before the holiday.
- Use wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital Channels: Online transfers, mobile banking, and UPI payments can still be executed.
- Check Branch Notices: Many banks issue advance notifications on websites and social media.
- Schedule EMIs or Bill Payments: Ensure automatic debits data-align with working days to avoid penalties.
Bottom LineBank holidays are a routine occurrence, but
staying informed helps avoid last-minute inconvenience. customers in affected cities should
use wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital services wherever possible and plan essential banking tasks in advance.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.