🌾 Major Farmer Schemes in India: Beyond PM Kisan Yojana

Kokila Chokkanathan
1. PM Kisan Yojana: The Foundation of Support

Before exploring other schemes, it’s worth revisiting the Pradhan Mantri Kisan Samman Nidhi (PM-Kisan):

· Provides ₹6,000 per year to small and marginal farmers.

· Disbursed in three equal installments of ₹2,000.

· Helps farmers manage agricultural expenses like seeds, fertilizers, and minor equipment.

While widely known, many farmers are still unaware of other beneficial schemes that can complement this support.

2. Pradhan Mantri Fasal Bima Yojana (PMFBY)

This is a crop insurance scheme designed to protect farmers against natural calamities. Key features include:

· Coverage for crop losses due to drought, floods, pests, or diseases.

· Low premium rates, with the government subsidizing a significant portion.

· Quick claims settlement, ensuring farmers receive financial aid promptly.

3. Kisan Credit Card (KCC) Scheme

The Kisan Credit Card provides farmers with easy access to credit at low interest rates:

· Can be used for buying seeds, fertilizers, pesticides, or equipment.

· Helps farmers avoid borrowing from informal moneylenders at high interest rates.

· Credit limit depends on landholding and crop type, making it accessible for small farmers.

4. Soil health Card Scheme

Healthy soil is key to higher crop yield and sustainable farming. This scheme offers:

· Free soil testing for farmers’ land.

· Recommendations for fertilizers and crop rotation.

· Helps improve productivity and reduce input costs.

5. Rashtriya Krishi Vikas Yojana (RKVY)

This scheme focuses on modernizing agriculture and improving infrastructure:

· Promotes advanced farming techniques.

· Supports irrigation projects, cold storage facilities, and agri-processing units.

· Encourages farmers to adopt technology-driven methods to increase income.

6. How Farmers Can Benefit

· Stay updated with official government portals for eligibility and application procedures.

· Visit local agriculture offices or Krishi Vigyan Kendras (KVKs) for guidance.

· Combine multiple schemes for maximum financial and technical support.

7. Final Takeaway

Apart from PM Kisan, these schemes provide financial security, modern tools, and knowledge to help farmers increase productivity, reduce risk, and boost income. Awareness is the key — the more farmers know, the more they can benefit.

💡 Pro Tip: Farmers can subscribe to SMS alerts from government portals to never miss deadlines or new scheme announcements.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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