🏛️ What is the Delhi Lakhpati Bitiya Yojana?

Kokila Chokkanathan
The Lakhpati Bitiya Yojana is a new initiative announced by the delhi Government to support the education and financial security of girls from economically weaker families. It replaces the older Ladli Scheme from 1 April 2026, providing larger financial assistance linked to education milestones from birth through graduation.

Under this revamped scheme, families receive money in phases that accumulates to over ₹1 lakh by the time the girl completes her higher education.

👧 Who Can Avail the Benefits?

To be eligible for the Delhi Lakhpati Bitiya Yojana, the following criteria must be met:

🟢 1. Born in Delhi

The girl child should be born in the National capital Territory of Delhi.

🏠 2. Family Must Be delhi Residents

Her family must have lived in delhi for at least three continuous years.

💰 3. Income Limit

The annual family income should not exceed ₹1.20 lakh (i.e., economically weaker section).

👨‍👩‍👧 4. Only Two Daughters per Family

A maximum of two girl children from one family can receive benefits under this scheme.

📆 When Can a girl Apply?

Girls (or their guardians) can register for the scheme at various stages:

  • Within one year of birth,
  • At the time of admission to Class 1, 6, 9, 11, or
  • At the time of admission to a recognised graduation/diploma course.
Applications will be processed fully online, eliminating the need for physical visits to government offices.

💸 What Financial Support Will Be Provided?

Under the Lakhpati Bitiya Yojana, the government will deposit up to ₹56,000 in the girl’s Aadhaar‑linked bank account in stages tied to educational progress. With interest, this will grow to over ₹1 lakh by maturity.

Typical instalments include amounts paid:

  • At birth,
  • On school admission milestones, and
  • During higher education (graduation/diploma).
The total amount becomes payable when the girl either:

  • Completes Class 12 and is 18+ years old, or
  • Completes graduation/diploma and is 21+ years old.
If key education benchmarks are not met (e.g., not finishing Class 12 by age 21), the funds may revert to the government.

📍 Why This Scheme Matters

The Lakhpati Bitiya Yojana aims to:

  • Encourage girls to stay in school and pursue higher education,
  • Promote economic security and independence for young women,
  • Provide structured financial support from birth to adulthood, and
  • Replace the older Ladli Scheme with improved benefits and wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital delivery.
By directly linking financial aid to key education milestones, the scheme not only provides monetary support but also motivates families to keep girls in school longer.

🧠 Summary: Who Can Avail Benefits?

Eligibility Factor

Requirement

Birthplace

Must be born in Delhi

Residency

Family must have lived in delhi for ≥3 years

Family Income

Annual income ≤ ₹1.20 lakh

Number of Beneficiaries

Up to two girls per family

When to Apply

Within a year of birth or at key education stages

In short, the Delhi Lakhpati Bitiya Yojana is a strategic investment in girls’ education and financial empowerment, making sure eligible daughters from low‑income delhi families receive strong support from early childhood through graduation.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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