Ayushman Card: Free Treatment Worth ₹5 Lakh! Know Which Illnesses Are Covered and How Often You Can Avail the Benefit
The Ayushman Bharat Yojana, popularly known as Ayushman Card, is India’s largest government health scheme aimed at providing free treatment to low-income families. With coverage of up to ₹5 lakh per family per year, it ensures that healthcare is accessible and affordable for millions across the country.Which Illnesses Are Covered?The scheme provides treatment for over 1,500 medical procedures, including:Cardiac surgeries such as bypass or valve replacement.Kidney treatments, including dialysis and transplants.Cancer treatments, including chemotherapy and surgery.Trauma and accident-related treatments.General surgeries like hernia repair, gallbladder removal, and appendectomy.Maternity care, including delivery and cesarean sections.How Many Times Can You Avail the Benefit?Each eligible family can claim coverage up to ₹5 lakh per year.The benefit can be used multiple times for different procedures, as long as the total expenses do not exceed the annual limit.Who Is Eligible?Families listed under the SECC 2011 database are automatically eligible.Those not in the database can apply through government portals or local health offices.How to Use the Ayushman CardCheck your eligibility online via the Ayushman Bharat portal.Visit a registered hospital (public or private empanelled under the scheme).Show your Ayushman Card or SECC ID at the hospital.The hospital directly bills the government, meaning you get cashless treatment.Bottom LineThe Ayushman Bharat scheme is a game-changer for low-income families, offering cashless, comprehensive treatment worth up to ₹5 lakh annually. By knowing what illnesses are covered and how to use the card, beneficiaries can make the most of this life-saving scheme. Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.