Ayushman Bharat Yojana: Diseases Not Covered – Check Before Availing Benefits

Balasahana Suresh
The Ayushman Bharat Yojana provides financial protection for millions of families in India, offering free treatment up to ₹5 lakh per year through an Ayushman card. However, not all medical conditions are covered under the scheme, and beneficiaries should be aware of exclusions before availing benefits.

What the Ayushman Card Offers

  • Cashless treatment in empaneled hospitals across India.
  • Coverage up to ₹5 lakh per family per year.
  • Includes treatments for major surgeries, hospitalization, and critical illnesses.
Diseases and Treatments Not Covered

While the scheme covers a wide range of medical conditions, the following are typically excluded:

Cosmetic and plastic surgeries not related to accidents or medical emergencies.

Outpatient treatments that do not require hospitalization.

Routine health check-ups and vaccination programs.

Dental procedures, unless related to trauma or medical necessity.

Alternative treatments not approved under allopathic medical standards.

Pre-existing conditions if hospitalization is not required.

Note: Exact exclusions may vary by hospital and state guidelines.

Key Takeaway

While the Ayushman Bharat Yojana is a game-changer in providing free medical care, beneficiaries should check the list of diseases and treatments not covered to avoid surprises during hospitalization. Always verify with your hospital or state health authority before availing treatment.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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