Is Monkeypox insurance covered..? What do the insurance rules say?

Sowmiya Sriram
Is Monkeypox insurance covered..? What do the insurance rules say?

The coronavirus has been plaguing the human race all over the world for the past two years, but now it has returned to some degree of normality. In this situation, the sudden spread of monkeypox in a few countries including india has caused a great shock. What do the insurance rules say? Let's see now. Monkeypox has infected three people in kerala and one in Delhi. Monkeypox, although clinically less serious, has symptoms very similar to those seen in smallpox patients in the past, doctors said. And monkeypox is a virus that spreads from animals to humans. However, as with Covid-19, if hospitalization is required, one should be prepared to meet the cost of hospitalization.
The insurance policy allows for the treatment of any new diseases, new infections, etc. as per the health insurance policy. If a person is hospitalized for any infectious disease including monkeypox in india, it is covered under an individual health insurance policy, says Rakesh Jain, CEO, of reliance General Insurance.
However, when it comes to travel insurance policies, the situation is not the same. Travel insurance does not provide coverage in case of infection after traveling abroad and returning to India. Also, people traveling abroad should purchase the right insurance plan.
It should be noted that if one is traveling abroad, the policy covers only accidental death and hospitalization due to accidents there. Hospitalization due to infections like Corona, and Monkeypox while traveling abroad is not covered by insurance policies. So customers should opt for insurance with features including hospitalization during their international travel.
It is better to choose the right insurance plan that covers treatment and medical expenses for monkeypox while traveling abroad and pay accordingly. In short, if you are planning to travel abroad, it becomes very important to buy a travel insurance policy that provides medical coverage abroad.

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