The
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides
free health insurance coverage to eligible citizens. However, scammers are exploiting this scheme by
asking people to pay money to get the card. It’s important to know the rules and
report fraudulent activity immediately.
1. What Is an Ayushman Card?- The Ayushman card is a government-issued health insurance card under PM-JAY.
- It provides cashless treatment at empaneled hospitals for eligible beneficiaries.
- The scheme is completely free for eligible citizens; there is no charge for the card or registration.
Any request for payment for an Ayushman card is a
scam.
2. Common Scams to watch Out For❌ Payment Requests- Fraudsters may call, message, or visit households asking for money to process the card.
❌ Fake Agents- Some individuals pretend to be government officials or health workers and offer “fast-track” card issuance for a fee.
❌ Phishing Links- Scammers may send fake websites or forms claiming to issue Ayushman cards for a fee.
3. How to Protect Yourself✅ 1. Know the Official Process- Registration is free and done via official government portals or authorized local health officials.
- Only provide personal information to government-authorized staff.
✅ 2. Don’t Pay Money- The card cannot be purchased. Any request for money is illegal and fraudulent.
✅ 3. Verify Before Sharing Information- Confirm the identity of officials by calling local health authorities.
- Use the official PM-JAY website or helpline for any queries.
4. Where to Report Fraud- Call the PM-JAY helpline: 14555 (toll-free)
- Email: support@pmjay.gov.in
- Local health authorities or nearest Ayushman Bharat center
- You can also lodge a complaint with local police if someone demands money illegally.
Reporting scams helps
protect your family and others in your community.
5. Key Takeaways- Ayushman cards are free — never pay money for issuance.
- Always verify officials and channels before providing personal details.
- Report any fraudulent activity immediately through official helplines or local authorities.
💡
Pro Tip: Keep a
copy of your official Ayushman card and registration details handy and educate neighbors to
avoid falling victim to scams.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.