Property Tips: 4 Steps to Verify If a Home Is Already in Someone Else’s Name Before Buying
With the rise in property frauds, it has become crucial for homebuyers to verify ownership before making any payment. Many people trust builders or sellers, only to later discover that the property is already registered in someone else’s name. Here’s a simple 4-step guide to avoid such scams.Step 1: Verify Ownership at the local Land RegistryVisit the Sub-Registrar or local land records office where the property is registered.Request a copy of the property ownership documents (Sale Deed, Title Deed, or Record of Rights).Check the name of the registered owner carefully.Step 2: Check Online Land RecordsMany states provide digital land records portals (e.g., Bhulekh, Land Records Online).Enter the property survey number or address to check ownership details.Ensure that the seller’s name matches the registered owner in official records.Step 3: Verify Property Tax and Utility BillsAsk for recent property tax receipts and utility bills (electricity, water, gas).The name on these bills should match the registered owner.Discrepancies may indicate that the property is already under someone else’s name.Step 4: Conduct a Legal Title SearchHire a professional lawyer or property consultant to perform a title verification.They will check for pending loans, disputes, or multiple claims on the property.This ensures complete legal safety before making the purchase.Additional TipsNever make full payment before verifying ownership.Cross-check all documents like Encumbrance Certificate (EC) and Sale Deed.Be cautious of fraudulent builders or sellers offering “quick deals.”Conclusion:
Property frauds are becoming increasingly common, but by following these 4 simple steps—registry check, online verification, tax/utility confirmation, and legal title search—buyers can secure their investment and avoid costly mistakes. Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.
Property frauds are becoming increasingly common, but by following these 4 simple steps—registry check, online verification, tax/utility confirmation, and legal title search—buyers can secure their investment and avoid costly mistakes. Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.