Top 5 Travel Credit Cards in India: Huge Savings for Frequent Flyers

Kokila Chokkanathan
If traveling is your passion and you often book flights, hotels, or international trips, having the right travel credit card can make your journeys more rewarding. These cards not only help you save through cashback, air miles, and reward points, but also come with exclusive perks like free lounge access, low forex markup, and hotel benefits.

Here are the Top 5 Travel Credit Cards in India that every globetrotter should know about.


🌍 1. Axis Atlas Credit Card – Best for Frequent Flyers

The Axis Atlas Credit Card is designed for those who spend heavily on travel.

  • Key Benefits:
    • 2.5X EDGE Miles on all travel spends.
    • 30 complimentary lounge visits (12 international + 18 domestic) annually.
    • Tier-based structure – the more you spend, the more rewards you unlock.
  • Annual Fee: Rs 5,000.
Why choose it? Perfect for frequent flyers who want to maximize air miles and enjoy premium lounge benefits.


🥂 2. hdfc Diners Club Black Metal Edition – Unlimited Luxury

One of the most premium cards in india, this card is a true travel and lifestyle powerhouse.

  • Key Benefits:
    • 5 reward points on every Rs 150 spent.
    • Unlimited airport lounge access worldwide.
    • Complimentary lifestyle memberships (like zomato Gold, Times Prime, etc.).
    • Low forex markup of 2%.
  • Annual Fee: Rs 10,000.
Why choose it? Ideal for high spenders who want a mix of travel and luxury lifestyle rewards.


🎬 3. sbi Card ELITE – Travel + Entertainment Combo

The sbi Card ELITE is a well-rounded lifestyle card that combines travel perks with entertainment offers.

  • Key Benefits:
    • Annual bonus of 12,500 reward points.
    • Free movie tickets worth Rs 6,000 every year (2 tickets per month).
    • 2 domestic & 2 international lounge visits per quarter.
    • 1.99% forex markup.
  • Annual Fee: Rs 4,999.
Why choose it? Great for those who want both travel and entertainment perks in one card.


🏨 4. icici bank Emerald Private Metal Credit Card – Premium lifestyle Card

This exclusive card offers privileges across multiple lifestyle categories, including travel.

  • Key Benefits:
    • Reward points on every Rs 200 spent.
    • Maximum 1,000 reward points per category per cycle.
    • Redeem points for travel, fashion, electronics, shopping vouchers, and more.
  • Annual Fee: Varies (invite-only premium card).
Why choose it? Best suited for high-net-worth individuals looking for versatile lifestyle and travel rewards.


🛎️ 5. hdfc bank Marriott Bonvoy Credit Card – Perfect for Hotel Stays

If you’re a frequent hotel guest, this card offers unbeatable benefits with Marriott properties.

  • Key Benefits:
    • Earn Marriott Bonvoy points on every spend.
    • Complimentary free night stay after first transaction of Rs 500+.
    • 10 Elite Night Credits every year.
  • Annual Fee: Around Rs 3,000–5,000.
Why choose it? A must-have for hotel lovers and those loyal to Marriott’s global network.


🏆 Final Takeaway

Choosing the right travel credit card depends on your travel style:

  • ✈️ Axis Atlas – Best for frequent flyers.
  • 🥂 HDFC Diners Club Black – Best for unlimited lounge and luxury.
  • 🎬 SBI ELITE – Balanced travel + entertainment.
  • 💳 ICICI Emerald Private – Premium lifestyle benefits.
  • 🛎️ HDFC Marriott Bonvoy – Best for hotel stays.
So, whether you’re a jet-setter, luxury seeker, or leisure traveler, one of these top 5 travel credit cards will make your journeys more rewarding.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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