🔢 UPI Number Explained: What It Is, How to Create It, and When to Delete It

Kokila Chokkanathan
India’s wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital payment revolution has been driven by UPI (Unified Payments Interdata-face), a system that allows instant money transfers directly from bank accounts. While UPI IDs, QR codes, and mobile numbers were the traditional tools for transactions, the UPI Number has now made things even simpler.

Let’s break it down step by step.


💡 1. What Is a UPI Number?

A UPI Number is a unique 8–9 digit number or your 10-digit mobile number linked to your UPI ID.

👉 Instead of typing or sharing a UPI ID (like abc@bank), you can just share this number to send or receive money.

In short, your UPI Number works just like your UPI ID—but it’s shorter, simpler, and easier to remember.


🛠️ 2. How to Create a UPI Number

Setting up a UPI number is quick and can be done through any UPI-enabled app.

Open your UPI app (PhonePe, Paytm, google Pay, BHIM, etc.).

Go to Profile/Settings → Select Create UPI Number.

Choose your preferred 8–9 digit number (if available).

Confirm and link it to your bank account and UPI ID.

✅ Once set, you can use this number to send or receive money instantly.


🗑️ 3. How to Delete a UPI Number

Don’t want to use your UPI Number anymore? You can easily deactivate it:

Open your UPI app and go to Manage UPI Number.

Select the number you wish to delete.

Tap Delete/Deactivate.

🚫 Your UPI Number will be disabled immediately, and no one can use it for payments.


🎯 4. Why Is UPI Number Beneficial?

The UPI Number has several advantages over traditional UPI IDs:

  • Easy to Remember 🧠 – No more struggling with complex UPI IDs.
  • Protects Privacy 🔒 – No need to share your mobile number or full UPI ID.
  • Seamless Payments 💸 – Works across all UPI-enabled apps and banks.
  • Professional Use 👔 – Businesses can create simple numbers for easier customer payments.

📊 5. UPI ID vs. UPI Number – What’s the Difference?

  • UPI ID: A text-based handle like name@bank.
  • UPI Number: A simple 8–10 digit number linked to your UPI ID.
Both serve the same purpose, but the UPI Number is more user-friendly and convenient.


🏁 Final Takeaway

The UPI Number is India’s next step in simplifying wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital transactions. It makes payments easier, safer, and faster—without the hassle of remembering complicated UPI IDs.

  • ✅ Create your UPI Number for quick transactions.
  • 🚫 Delete it anytime if you no longer need it.
  • 🔒 Use it to protect your privacy while making payments.
In the coming years, UPI Numbers are expected to become as common as sharing a phone number—making India’s cashless journey even smoother.

 

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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