The
National Payments Corporation of india (NPCI) has introduced a
game-changing feature on BHIM UPI. Called
“UPI Circle Full Delegation”, this feature allows
trusted family members or friends to make payments on your behalf, making wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital transactions
safer, easier, and more convenient.
📌 What is UPI Circle Full Delegation?A
new UPI feature that enables someone you trust to
use your UPI account for payments.Ideal for:
Parents managing digital payments for elderly family members
Siblings or relatives assisting with bill payments
Friends helping in emergenciesOffers
controlled delegation while keeping security and authorization intact.
💡 Key BenefitsConvenienceYou no longer need to make every payment yourself; your trusted circle can
help manage transactions.
Secure TransactionsPayments are executed
within the delegated authority, and
no one can misuse the account beyond limits.
Time-SavingReduces the hassle of
reminders and repeated transactions for shared bills or family expenses.
Supports Financial InclusionHelps
elderly or digitally less-savvy individuals participate in the UPI ecosystem safely.
📝 How to Enable UPI Circle Full DelegationOpen BHIM UPI AppEnsure your
UPI app is updated to the latest version.
Go to Delegation SettingsLook for
“UPI Circle Full Delegation” under security or payment settings.
Add Trusted MembersEnter details of
parents, siblings, or friends whom you want to delegate authority to.
Set LimitsDefine
maximum transaction limits and specific permissions for safety.
Confirm & ActivateAuthorize using
UPI PIN or biometric verification. The delegated member can now make payments on your behalf.
✅ Key TakeawaysUPI Circle Full Delegation empowers your trusted circle to handle digital payments safely.Reduces the
burden of repetitive transactions and increases convenience for family and friends.Maintains
strict security controls with transaction limits and authorization requirements.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.