Why Are ITR Refunds Getting Delayed? Learn the Real Reason and the Easiest Way to Check Status from Home
Every year, taxpayers eagerly await their Income Tax Refunds (ITR refunds) after filing their returns. While many have already received their refunds for the financial year 2025-26, a significant number of taxpayers are still waiting—and wondering why.Why Refunds Are Delayed1. Verification Process:o Refunds are processed only after the Income Tax Department (ITD) verifies the return.o Any discrepancy in income, deductions, or bank details can lead to additional verification and delays.2. High Volume of Returns:o The IT department receives millions of returns each year, and sometimes system backlog can slow down processing.3. Tax Credit Mismatch:o If TDS (Tax Deducted at Source) or advance tax details don’t match the information provided in your ITR, the refund may be temporarily held until resolved.4. Bank Account Issues:o Incorrect bank account or IFSC details can cause the refund to be returned to the IT department, delaying disbursement.Easiest Way to Check Your ITR Refund Status from HomeYou don’t need to visit the tax office to check your refund. Here’s how:1. Via Income Tax e-Filing Portal:o Visit https://www.incometax.gov.in.o Log in with your PAN, password, and captcha.o Go to “My Account” → “Refund/Demand Status” to see the latest update.2. Via TIN NSDL Website:o Visit https://tin.tin.nsdl.com/oltas/refundstatuslogin.html.o Enter your PAN, assessment year, and captcha to track your refund.3. Via mobile App:o The Income Tax india e-Filing app also provides real-time refund updates.Bottom LineWhile delays in ITR refunds can be frustrating, most are due to verification checks, system backlogs, or mismatched details. By regularly checking the official portals, taxpayers can stay informed and take action if any correction is required, ensuring faster disbursement. Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.