Fake E-Challan Links: Don’t Let Fraudsters Empty Your Account

Balasahana Suresh
Fraudsters are increasingly targeting people by sending fake e-challan links. Clicking on these links can steal your money, banking details, and personal information. Knowing how these scams work is the first step to protecting yourself.

1. How the E-Challan Scam Works

· Scammers send messages via SMS, whatsapp, or email, pretending to be from traffic authorities or government portals.

· The message contains a link to pay a fine or e-challan.

· Once clicked, the link may:

o Steal your bank login credentials

o Install malware on your phone or computer

o Empty your bank account or wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital wallets

Legitimate authorities never ask for your banking passwords or OTPs through links or messages.

2. Common Signs of a Fake E-Challan

· Unknown sender ID or email address

· Urgent threats, e.g., “Pay immediately or data-face arrest”

· Suspicious links with misspelled URLs or strange domains

· Requests for banking details, OTP, or passwords

3. How to Protect Yourself

✅ Verify the Source

· Always check the official traffic police or government e-challan portal.

· Ignore messages from unverified numbers or emails.

✅ Use Official Payment Channels Only

· Make payments via Parivahan Portal, state transport websites, or approved apps.

· Avoid clicking links sent in whatsapp or SMS.

✅ Never Share Sensitive Information

· Never provide OTP, PIN, or bank passwords.

· Official authorities will never ask for your banking credentials.

✅ Report Suspicious Links

· Forward spam or scam messages to your bank or local cybercrime cell.

· File complaints on www.cybercrime.gov.in if you suspect fraud.

4. If You Accidentally Clicked a Fake Link

1. Disconnect from the internet immediately

2. Change all banking passwords and enable two-factor authentication

3. Inform your bank to monitor/block unauthorized transactions

4. Scan your device for malware using trusted antivirus software

Quick action can prevent serious financial loss.

5. Conclusion

E-challan scams are on the rise, but staying alert and following safe practices can protect your bank account:

· Always use official portals

· Never click suspicious links

· Report fraud promptly

Remember, awareness is your first line of defense against online scams.

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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