Who Can Avail the Benefits:
1.
Employees not yet enrolled in PF:o If you were previously employed but never joined the Employees’ Provident Fund (EPF), you can now enroll.2.
Self-employed or contract workers in eligible organizations:o Certain categories of workers who didn’t opt in before may now join under the new scheme.3.
Existing employees who missed enrollment:o If your employer didn’t register you in EPF earlier, you may now apply directly.
Benefits of Joining:
·
Guaranteed retirement savings with contributions from both employer and employee.·
Interest accrual on PF balance (tax-free).·
Pension benefits under the Employee Pension Scheme (EPS).·
Insurance cover under the Employee Deposit Linked Insurance Scheme (EDLI).
How to Apply:
1.
Check Eligibility:o Visit the
EPFO website or ask your HR if your organization is covered.2.
Online Enrollment:o Go to EPFO’s official portal.o Click on
‘Services’ → ‘For Employees’ → ‘UAN/Member e-Sewa’.o Register using your
UAN (Universal Account Number) or create a new account.3.
Submit Application:o Fill in your personal and employment details.o Choose the PF contribution option and submit.4.
Confirmation & Contributions:o Once approved, your PF account will be activated.o Both you and your employer can start contributing regularly.💡
Pro Tip: Even if you change jobs later, your PF account remains active, and you can transfer it seamlessly to your new employer’s PF account.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.