“PM Jan Dhan Yojana: 7 Key Things to Know About KYC Update Before September 30, 2025”
The Pradhan Mantri Jan Dhan Yojana (PMJDY), India’s flagship financial inclusion scheme, has transformed banking for millions. But now, account holders data-face an urgent requirement: update your KYC (Know Your Customer) details before september 30, 2025, or risk account closure. Here’s everything you need to know in a quick, easy-to-read list.
1. Why KYC Update Is Compulsory
2. What Happens If You Don’t Update?
3. When Is the Deadline?
4. Where Can You Complete the KYC Update?
5. Documents Required for KYC Update
6. Why It’s Important to Keep Jan Dhan Account Active
7. PM Modi on Jan Dhan’s 11-Year Milestone
Final WordIf you are a Jan Dhan account holder, don’t wait until the last minute. Visit the nearest KYC camp or bank branch with your documents and update your account before September 30, 2025. A simple step today will ensure uninterrupted access to government schemes tomorrow.
1. Why KYC Update Is Compulsory
- RBI mandates that all bank accounts must undergo KYC updates every 10 years.
- It helps banks verify account details, remove inactive accounts, and prevent fraudulent activities.
- Accounts older than 10 years under PMJDY must comply to stay active.
2. What Happens If You Don’t Update?
- Your Jan Dhan account may be frozen or even permanently closed.
- Government benefits like PM Kisan, pension schemes, and subsidies may stop being credited.
- Once closed, you may have to go through a lengthy process to reopen or claim funds.
3. When Is the Deadline?
- The final date for KYC update is September 30, 2025.
- Banks have already begun facilitating the process through special KYC camps (July 1 – september 30).
4. Where Can You Complete the KYC Update?
- Bank Branches – Visit your home branch directly with required documents.
- Special KYC Camps – Set up at panchayat levels for rural and semi-urban areas to avoid crowding at branches.
5. Documents Required for KYC Update
- Aadhaar Card – Mandatory for identity verification.
- Address Proof – Ration Card, Voter ID, Passport, or Utility Bills.
- Supporting Documents – PAN card or other ID if required by the bank.
6. Why It’s Important to Keep Jan Dhan Account Active
- Ensures direct benefit transfers (DBT) from government schemes reach beneficiaries on time.
- Provides access to insurance coverage, overdraft facility, and financial aid programs.
- Helps maintain a verified and secure banking system for all.
7. PM Modi on Jan Dhan’s 11-Year Milestone
- PM Modi celebrated the 11th anniversary of PMJDY, calling it a game-changer for financial inclusion.
- Bank accounts under this scheme have increased from 14.7 crore in 2014 to 56 crore in 2025.
- He urged all account holders to update their KYC details to continue enjoying seamless banking benefits.
Final WordIf you are a Jan Dhan account holder, don’t wait until the last minute. Visit the nearest KYC camp or bank branch with your documents and update your account before September 30, 2025. A simple step today will ensure uninterrupted access to government schemes tomorrow.