Zero Balance Bank Account..!? Chance to win Rs.10,000..?

Sowmiya Sriram
Zero Balance bank Account..!? Chance to win Rs.10,000..?

It is not known to many that the central government has introduced the facility of withdrawing money up to Rs.10,000 even if there is a zero balance in the bank. It is known that the central government introduced the Pradhan Mantri Jan Dhan Yojana scheme in 2014. Under this scheme, the central government aims to provide some facilities to every citizen in India. It is worth noting that the Prime Minister's Jandhan Yojana program was launched after the bjp took charge at the center and is being implemented very well. It is noted that under this scheme, bank account holders can open a bank account with zero balance and various facilities are available to those who open this account.
Every customer who opens a Pradhan Mantri Jan Dhan Yojana bank account will get the facility of overdraft. For this, it is noted that the Jandhan Yojana customer can arrange an overdraft facility by talking to the bank manager and through that, you can easily get a loan of Rs.10,000 in your bank account.
It is important to note that the loan of Rs 10,000 received through this account has to be paid daily interest and to get this facility, the Jan Dhan bank account must have been open for at least six months.
 To open an account under the prime minister Jan Dhan Yojana scheme, any document like an Aadhaar card, PAN card, or driving license and a passport size photograph is sufficient.
Any indian citizen above 10 years of age can open this account.It is also worth noting that those who open a Jandan Yojana bank account will get a Rupay Debit Card and through that card will get an insurance amount of Rs 2 lakh at ATMs. customers will also get life insurance worth Rs 30,000 with this bank account.
According to the central government, so far 46.25 crore beneficiaries have opened accounts and are getting various facilities under the Pradhan Mantri Jan Dhan Yojana scheme. It is said that the number of people who opened bank accounts under this scheme in 2015 was 14.72 crore and now it has tripled to 46.25 crores. It is also noteworthy that 56 percent of those who opened this bank account are women.
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