Scammers are getting
creative. A new whatsapp scam claims that
just receiving or clicking on a photo can compromise your bank account. Here’s the full breakdown and how to protect yourself.
📸 1. The Scam in a NutshellUsers receive a
photo or image via WhatsApp from unknown contacts.The photo may contain
hidden malware or malicious links.If you
download or click on it, attackers may:Access your
UPI or banking appsSteal
OTP codes or personal dataPotentially
drain your bank account🔍 2. How the Scam WorksCybercriminals use
steganography (hiding malware inside images) or
phishing links disguised as images.Once opened, the malware may:
Request unnecessary permissions on your phoneCapture
screen activityRedirect you to
fake banking login pages🛡️ 3. How to Protect YourselfDo not open photos from unknown contactsDo not click on suspicious links even if sent by friends (their account might be hacked)
Keep apps and OS updated to patch vulnerabilities
Use strong app lock & 2FA on whatsapp and banking apps
💡 4. Verify Before TrustingIf a friend sends an unusual image,
confirm with them via call or another platform before opening.Avoid forwarding such photos to others — you could unintentionally spread malware.
🔐 5. Extra Security MeasuresEnable
Google Play Protect (Android) or
App Store security checks (iOS)Regularly
scan your phone for malwareLimit
permissions for apps like whatsapp to only what’s necessary
🧠 Bottom LineWhile whatsapp itself
doesn’t allow images to directly drain your bank account,
malware and phishing attacks via images are very real.
Stay cautious, verify sources, and protect your banking apps with strong authentication.
Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.