Bank Holidays in January 2026: Complete List of Days When Banks Will Be Closed

G GOWTHAM
As 2026 approaches, people are already planning their schedules, and one common question is about bank holidays. Knowing these dates in advance helps in planning financial transactions, bill payments, and other banking activities without last-minute stress.

Key Highlights for january 2026 bank Holidays

New Year’s Day

Date: january 1, 2026 (Thursday)

Most banks will remain closed to celebrate the start of the new year.

Other National Holidays

January typically observes some regional and national bank holidays, depending on state-specific celebrations and festivals.

Examples may include Makar Sankranti, Republic Day preparations, or state festivals.

Weekly Offs

Banks generally observe Sundays as weekly off.

Some banks may also have second Saturdays off depending on local policies.

Why Knowing bank Holidays Is Important

  • Plan Transactions: Avoid failed payments or delays in fund transfers.
  • Bill Payments: Ensure bills or EMIs are paid before the holiday.
  • Avoid Crowds: Visit branches ahead of time to avoid rush on the last working day before holidays.
  • Online Banking: Most wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital services work 24/7, but certain government-linked or cheque-based transactions are affected.
How to Check State-Specific Holidays

  • Visit the official website of your bank.
  • Look for the “Bank Holidays” or “Notice” section.
  • Some banks release PDF calendars for the full year, including state-specific holidays.
Key Takeaway

January 2026 will have a mix of national holidays, regional holidays, and weekly offs for banks. Planning ahead can help you avoid last-minute hassles and ensure smooth banking operations.

Disclaimer:

The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.

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