Mobile Number Validation: New Rules Banks and Users Must Know
The Department of Telecommunications (DoT) has introduced important changes under the Telecommunications Cyber Security Rules, 2024, affecting mobile number usage and validation. These rules are set to enhance security, authenticity, and accountability in mobile communication.📱 What Is mobile Number Validation (MNV)?Mobile Number Validation (MNV) is a framework designed to verify that a mobile number belongs to a genuine user and is correctly linked to their identity. Key points include:Ensures authenticity of mobile numbers for users and organizations.Helps banks, telecom operators, and government agencies prevent fraud and misuse.Confirms that the number is not duplicated, inactive, or linked to fraudulent accounts.🛡️ Why Banks and Organizations Need ItBanks and other financial institutions will now need to validate mobile numbers before offering services such as:Bank account opening and KYC verification.UPI, net banking, and payment app registrations.Loan applications and OTP-based transactions.This ensures secure communication, protects against scams, and prevents fraudulent accounts.🔍 Additional Security Measures: Resale Device ScrubbingThe updated rules also include Resale Device Scrubbing, which ensures:Phones being resold or refurbished are cleared of previous owner information.Mobile numbers linked to old or unauthorized devices are deactivated.Only authenticated devices with verified numbers can access telecom services.This complements MNV to maintain a secure and accountable telecom ecosystem.✅ Key TakeawaysMobile Number Validation (MNV) will soon be mandatory for banks and telecom services.Users must ensure their mobile numbers are correctly linked to their identity documents.The initiative strengthens cybersecurity and reduces the risk of fraud in wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital transactions.Resale device scrubbing ensures old devices cannot be misused for mobile fraud.These new rules mark a significant step in securing mobile communications and wallet PLATFORM' target='_blank' title='digital-Latest Updates, Photos, Videos are a click away, CLICK NOW">digital banking in India, benefiting both consumers and service providers.Disclaimer:The views and opinions expressed in this article are those of the author and do not necessarily reflect the official policy or position of any agency, organization, employer, or company. All information provided is for general informational purposes only. While every effort has been made to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, reliability, or suitability of the information contained herein. Readers are advised to verify facts and seek professional advice where necessary. Any reliance placed on such information is strictly at the reader’s own risk.